Privacy Policy

At Market Equity Watch ("we," "our," or "us"), we are committed to protecting your privacy and ensuring transparency about how we collect, use, and safeguard your personal information. This Privacy Policy explains our practices regarding data collection when you use our stock prediction service.

1. Information We Collect

1.1 Information You Provide

When you create an account, we collect:

• Name: First and last name
• Email Address: Used for account access and communication
• Phone Number: Optional, for account recovery and notifications
• Password: Encrypted using AES-256-GCM encryption

1.2 Automatically Collected Information

When you register or log in, we automatically collect:

Location Information:

• IP Address
• Country, Region/State, City
• Approximate geographic coordinates (latitude/longitude)
• Timezone
• Postal/ZIP code

Network Information:

• Internet Service Provider (ISP) name
• Autonomous System Number (ASN)
• Network organization

Device and Browser Information:

• Operating system and version
• Browser type and version
• User-Agent string
• Language preferences
• Referring website (if applicable)

Technical Information:

• Session data
• Login timestamps
• Cloudflare data center location serving your request

2. How We Use Your Information

We use your information for the following purposes:

2.1 Service Delivery

• Provide access to stock predictions and market analysis
• Authenticate your identity and manage your account
• Remember your preferences and settings
• Send you monthly prediction updates

2.2 Security and Fraud Prevention

• Detect and prevent fraudulent account creation
• Identify suspicious login patterns or account takeover attempts
• Detect multiple accounts from the same source
• Monitor for bot activity and abuse
• Alert you of logins from new locations or devices

2.3 Service Improvement

• Analyze usage patterns to improve our service
• Understand geographic distribution of users
• Optimize performance based on device and network data
• Test new features and functionality

2.4 Legal Compliance

• Comply with legal obligations
• Respond to law enforcement requests
• Enforce our Terms of Service
• Protect our rights and property

3. Data Storage and Security

3.1 Where We Store Your Data

Your data is stored in Cloudflare's D1 database, which uses globally distributed infrastructure. Data is replicated across multiple data centers for reliability and performance.

3.2 Security Measures

• Password Encryption: Passwords are encrypted using AES-256-GCM, a military-grade encryption standard
• Secure Transmission: All data is transmitted over HTTPS with TLS 1.3
• Session Security: Session tokens use HttpOnly and Secure flags to prevent XSS attacks
• SQL Injection Prevention: All database queries use prepared statements
• Access Controls: Strict access controls on database and administrative functions

3.3 Data Retention

• Account Data: Retained while your account is active
• Login History: Last login information is updated with each login (previous data is overwritten)
• Session Data: Automatically deleted after 7 days of inactivity
• Deleted Accounts: All personal data is permanently deleted within 30 days of account deletion

4. Information Sharing

We do not sell, rent, or trade your personal information. We only share information in the following circumstances:

4.1 Service Providers

• Cloudflare: Provides hosting, security, and infrastructure services

4.2 Legal Requirements

We may disclose information if required by law, court order, or government request, or to:

• Comply with legal processes
• Protect our rights and property
• Prevent fraud or security issues
• Protect the safety of users or the public

4.3 Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred. We will notify you via email and/or a prominent notice on our website of any change in ownership.

5. Your Rights

5.1 Access and Portability

You have the right to:

• Access your personal data
• Request a copy of your data in a portable format
• View what information we have collected about you

5.2 Correction and Deletion

You can:

• Update your account information at any time
• Request deletion of your account and all associated data
• Correct inaccurate information

5.3 Opt-Out Rights

• Unsubscribe from marketing emails (prediction updates cannot be opted out while maintaining an active account)
• Request we stop processing your data for certain purposes

5.4 California Privacy Rights (CCPA)

If you are a California resident, you have additional rights:

• Right to know what personal information is collected
• Right to know if we sell or share your information (we don't)
• Right to deletion of your information
• Right to non-discrimination for exercising your rights

5.5 European Privacy Rights (GDPR)

If you are in the European Economic Area, you have rights including:

• Right to access your data
• Right to rectification of inaccurate data
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing

6. Cookies and Tracking

6.1 Cookies We Use

We use the following cookie:

• Session Cookie: A secure, HttpOnly cookie that maintains your login session. This cookie expires after 7 days or when you log out.

6.2 Third-Party Tracking

We do not use third-party analytics, advertising cookies, or tracking scripts. The only third party involved in data processing is Cloudflare, which provides our infrastructure.

7. Children's Privacy

Our service is not intended for individuals under the age of 18. We do not knowingly collect information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete that information immediately.

8. International Data Transfers

Your data may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy and applicable laws.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

• Posting the new Privacy Policy on this page
• Updating the "Last Updated" date
• Sending you an email notification (for significant changes)

Your continued use of our service after any changes constitutes acceptance of the updated Privacy Policy.

10. How Location Data is Collected

We want to be transparent about how we collect location information:

• IP-Based Geolocation: Your approximate location is determined from your IP address using Cloudflare's geolocation database
• Accuracy: Location data is approximate and typically accurate to the city level, not your exact address
• No GPS: We do not access your device's GPS or request precise location permissions
• Automatic: This data is collected automatically by Cloudflare's network and passed to our application

11. Data We Don't Collect

To be clear, we do NOT collect:

• Payment information (if we add paid features, we'll use a third-party processor)
• Social Security numbers or government IDs
• Precise GPS location
• Browsing history outside our site
• Information from your device's camera, microphone, or contacts
• Social media account information (unless you explicitly provide it)

12. Your Consent

By using our service, you consent to the collection and use of information as described in this Privacy Policy. If you do not agree with this policy, please do not use our service.