Terms of Service

Welcome to Market Equity Watch. These Terms of Service ("Terms") govern your access to and use of our stock prediction service. By creating an account or using our service, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using Market Equity Watch, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use our service.

2. Eligibility

You must be at least 18 years old to use our service. By creating an account, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into binding agreements
• All information you provide is accurate and truthful
• You will maintain the accuracy of your account information

3. Account Registration and Security

3.1 Account Creation

To use our service, you must create an account by providing:

• First and last name
• Valid email address
• Secure password
• Phone number (optional)

3.2 Account Security

You are responsible for:

• Maintaining the confidentiality of your password
• All activities that occur under your account
• Notifying us immediately of any unauthorized access
• Ensuring your account information is accurate and current

3.3 Account Restrictions

You may not:

• Create multiple accounts
• Share your account with others
• Use automated tools to create accounts or access our service
• Impersonate another person or entity

4. Service Description

Market Equity Watch provides:

• Monthly stock predictions and analysis
• Price targets and investment thesis
• Stock ratings (Strong Buy, Buy, Hold, Sell)
• Market intelligence and research

4.1 No Financial Advice

4.2 No Guarantees

We do not guarantee:

• The accuracy of our predictions
• That you will make a profit by following our analysis
• Uninterrupted or error-free service
• That our service will meet your specific requirements

5. Investment Risks

You acknowledge and understand that:

• All investments carry risk, including the risk of total loss
• Stock prices can go down as well as up
• Past performance does not indicate future results
• You may lose some or all of your invested capital
• You are solely responsible for your investment decisions
• We are not liable for any losses you may incur

6. Prohibited Uses

You agree NOT to:

• Use our service for any illegal purpose
• Violate any laws in your jurisdiction
• Infringe on our intellectual property rights
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our service
• Use automated tools (bots, scrapers) without permission
• Reverse engineer or decompile our software
• Resell or redistribute our predictions
• Use our service to harm, harass, or defraud others
• Upload malware or malicious code

7. Intellectual Property

7.1 Our Content

All content on Market Equity Watch, including but not limited to:

• Stock predictions and analysis
• Text, graphics, logos, and images
• Software and code
• Design and layout

is owned by or licensed to Market Equity Watch and is protected by copyright, trademark, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our service for personal, non-commercial purposes. You may not:

• Copy, modify, or distribute our content
• Create derivative works
• Use our content for commercial purposes without written permission

8. User Data and Privacy

Our collection and use of personal information is governed by our Privacy Policy. By using our service, you consent to:

• Our collection of your IP address, location, and device information
• The storage of your data as described in our Privacy Policy
• The use of cookies for session management

For full details, please review our Privacy Policy.

9. Disclaimers and Limitations of Liability

9.1 Service "AS IS"

Our service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability

9.2 Limitation of Liability

• Any investment losses or financial damages
• Indirect, incidental, or consequential damages
• Loss of profits, revenue, or data
• Service interruptions or errors
• Actions taken based on our predictions
• Unauthorized access to your account

In no event shall our total liability exceed the amount you paid for our service in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Market Equity Watch, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of our service
• Your violation of these Terms
• Your violation of any rights of another party
• Your investment decisions

11. Termination

11.1 By You

You may terminate your account at any time by contacting us at support@marketequitywatch.com. Upon termination, your data will be deleted in accordance with our Privacy Policy.

11.2 By Us

We may suspend or terminate your account immediately, without notice, if:

• You violate these Terms
• You engage in fraudulent or illegal activity
• We suspect unauthorized use of your account
• Required by law
• We discontinue our service

11.3 Effect of Termination

Upon termination:

• Your access to our service will cease immediately
• Any outstanding obligations survive termination
• Sections related to disclaimers, liability, and indemnification survive

12. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will:

• Post the updated Terms on this page
• Update the "Last Updated" date
• Notify you via email (for significant changes)

Your continued use of our service after changes constitutes acceptance of the modified Terms.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms are governed by the laws of [Your State/Country], without regard to its conflict of law provisions.

13.2 Dispute Resolution

Any disputes arising from these Terms or our service shall be resolved through:

• Good faith negotiations
• Binding arbitration (if negotiation fails)
• Courts located in [Your Jurisdiction] (for matters not subject to arbitration)

14. General Provisions

14.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Market Equity Watch regarding our service.

14.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

14.3 Waiver

Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.

14.4 Assignment

You may not assign or transfer these Terms or your account. We may assign our rights and obligations without restriction.

14.5 No Agency

Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and Market Equity Watch.

15. Contact Information

If you have questions about these Terms, please contact us:

• Email: legal@marketequitywatch.com
• Mail: Market Equity Watch, Legal Department, [Your Address]

16. Acknowledgment

By using Market Equity Watch, you acknowledge that:

• You have read and understood these Terms
• You agree to be legally bound by these Terms
• You understand the risks associated with stock market investments
• You are solely responsible for your investment decisions
• Our predictions are not financial advice
• You may lose money by following our predictions